Ride-sharing is a rapidly growing industry across Canada. In the Greater Toronto Area alone, for instance, there are approximately 16,000 ride-sharing drivers. The most well-known ride-sharing service is Uber; drivers use the Uber app to connect with paying passengers that the drivers transport in their personal vehicles. In April, in the face of great controversy, Ottawa city council voted to legalize ride-sharing services such as Uber under a new licensing category to take effect September 30, 2016. Much of the controversy around Uber and other ride-sharing companies arises from concern about how ride-sharing affects personal insurance coverage. The Insurance Bureau of [...]

What is Attendant Care?  If you are injured in a car accident in Ontario, your standard policy of auto insurance carries a provision for access to attendant care benefits. The attendant care benefit can be used to pay for reasonable and necessary expenses that you or someone on your behalf incurs while assisting an injured person with personal care following a collision (i.e. cooking, feeding, and dressing etc.). The attendant care benefit also covers services provided by long-term care facilities including nursing homes or chronic care hospitals and can include assistance with medication management and emotional support, among other services.   [...]