Under provincial law in Ontario, every car insurance policy provides Statutory Accident Benefits. You may also have heard these benefits be called “no-fault insurance” benefits.  These benefits come with every car insurance policy that is sold in Ontario.  Although no one means to get into an accident, every person involved needs support. Regardless of how you are involved in an accident, you can receive insurance coverage and payments for various types of expenses and losses: personal care; lost wages; medical treatment and expenses; and rehabilitation. Even if you are at fault in an accident, you are entitled to receive Statutory Accident [...]

Car accidents can happen in a split second and yet have terrible physical and financial consequences that last a lifetime. Below are ten actions you should take if you are involved in a car accident. Call 911. The sooner you alert the authorities, the sooner they can arrive on the scene and address the situation. Get the other driver’s information before leaving the scene. Specifically, ask for their licence plate number and insurance details. Equipping yourself with this information will enable you to be less dependent on other sources (i.e., your insurance company and the police) to navigate the legal process. [...]

Ontario law requires people who own motor vehicles to have auto insurance. Therefore, if you become injured and it is impossible to identify the other motorist who struck your vehicle, you could still recover some of your claimed damages.  Submitting a Report to the Police Ensure that you submit the hit-and-run incident to the police. According to paragraph 5.3.5 of the Ontario Automobile Policy, you have 24 hours to submit the hit-and-run report of the accident in which there has been a bodily injury: 5.3.5 Accidents Involving Unidentified Automobiles  If an unidentified automobile causes bodily injury or death to an insured [...]